When investing in a new roof, understanding the warranty that comes with it is crucial. Roof warranties provide homeowners with protection and peace of mind, but they can vary significantly in terms of coverage, duration, and limitations. This guide will help you navigate the different types of roof warranties and what they cover.

Types of Roof Warranties

There are three main types of roof warranties: manufacturer warranties, workmanship warranties, and extended warranties. Each type serves a different purpose and covers specific aspects of your roofing system.

Manufacturer Warranty

A manufacturer warranty covers defects in roofing materials. If the shingles, tiles, or metal panels fail due to manufacturing defects within the specified time frame, the manufacturer may provide replacement materials. However, labor costs for installing the new materials are often not included.

Workmanship Warranty

A workmanship warranty is offered by the roofing contractor and covers errors made during installation. This type of warranty ensures that if the roof fails due to improper installation, the contractor will repair or replace it at no cost to the homeowner. The length of a workmanship warranty can vary widely, from a few years to a lifetime, depending on the contractor.

Extended Warranty

Some manufacturers or contractors offer extended warranties that provide additional coverage beyond standard manufacturer or workmanship warranties. These warranties may include coverage for labor costs, tear-off expenses, and full system protection, including underlayment and flashing.

What’s Covered?

While warranty coverage varies, the following are commonly covered aspects:

• Material defects: Protection against premature deterioration or failure of roofing materials.
• Blow-off resistance: Some warranties cover damage caused by high winds, as long as installation meets specified guidelines.
• Algae resistance: Certain warranties protect against staining caused by algae growth on shingles.
• Limited labor coverage: Some manufacturer warranties may include a provision for labor costs if the materials are found to be defective.

What’s Not Covered?

Roof warranties have limitations, and it’s important to understand what’s not covered:

• Improper installation: If a contractor does not follow manufacturer guidelines, the manufacturer warranty may be voided.
• Storm damage: Most warranties do not cover damage from extreme weather events like hail, hurricanes, or tornadoes.
• Lack of maintenance: Failure to perform regular roof maintenance can void both manufacturer and workmanship warranties.
• Unauthorized modifications: Adding structures like skylights or satellite dishes without proper installation can void the warranty.
• Normal wear and tear: Warranties do not cover aging or general deterioration over time.

How to Make a Warranty Claim

If you experience an issue covered under your roof warranty, follow these steps:

1. Review your warranty document to confirm coverage details.
2. Contact the manufacturer or contractor to report the issue.
3. Provide documentation, including proof of purchase, installation records, and photos of the damage.
4. Schedule an inspection with the warranty provider to assess the damage and determine eligibility for repairs or replacement.

A roof warranty can provide valuable protection, but understanding its terms and limitations is essential. Homeowners should carefully review warranty details before purchasing a new roof and work with reputable contractors to ensure proper installation. Regular maintenance and prompt repairs can help extend the life of your roof and keep warranty coverage intact.